See the Funding Options We Match You With
Revenue-based funding, lines of credit, or same-day micro-funding. Tell us what you need and get matched with the right lender.
Most brokers stop at one. We offer five.
Most brokers offer one type of funding and call it a day. We match you with the right program from a full range of options.
Giggle
Same-day funding up to $10,000 for newer or self-employed businesses. $3,000+ monthly revenue required — no hard credit minimum, approval based on revenue.
FlexRate
Funding up to $2,000,000 for businesses with $15,000+ in monthly revenue, 6+ months operating history, and a 550+ credit score.
CoreRate
Our lowest-cost funding tier, up to $2,000,000, for businesses with $15,000+ in monthly revenue, 2+ years operating, and 685+ credit.
LOC
Revolving credit from $6,000-$150,000. Only pay on what you draw — unused credit costs nothing.
Canada
Funding up to $500,000 for Canadian business owners with 6+ months operating and $10,000+ in monthly revenue.
Speed is nice. But terms matter more.
Funding is useless if the structure doesn't fit your cash flow. We match you with lenders who offer terms that work with your business, not against it.
As fast as 1 hour
Time from final approval to funds in your account
Most files fund within 1 business day.
0% Collateral Required
No lien on your home or personal assets
Approval is based on business performance, not what you own.
4 Questions to Start
A quick eligibility check
Matches you to the right program before any paperwork begins.
How the funding process works
1. Answer 4 quick questions about your business 2. Get matched to the funding program that fits 3. Upload documents and get your offer 4. Accept and receive funds — often same day
Have a question about funding?
Straight answers to the things most small business owners ask us.
What's the difference between Giggle and BankBreezy funding?
Giggle serves businesses with $3,000+ monthly revenue, personal or business bank accounts, and no hard credit minimum, funding up to $10,000. BankBreezy programs are for businesses with $15,000+ monthly revenue and a business bank account, funding up to $2,000,000.
Which funding program is right for my business?
It depends on your monthly revenue and bank account type. Personal accounts or revenue under $15,000/month typically route to Giggle, while $15,000+ monthly revenue with a business account qualifies for BankBreezy FlexRate or CoreRate, depending on credit score and time in business.
What's the difference between a cash advance and a line of credit?
A cash advance gives you a lump sum upfront repaid on a fixed schedule regardless of use. A line of credit gives you an approved limit you draw from as needed, and you only pay fees on the amount you actually draw.
How much will I have to pay back on a cash advance?
Repayment ranges from 1.15x to 1.69x of the amount advanced depending on the program and your credit profile — BankBreezy CoreRate has the lowest repayment multiplier (1.15x-1.25x), while Giggle averages around 1.39x.
What's the repayment schedule like — daily, weekly, or monthly?
Most funding programs use automatic daily or weekly payments — there are no monthly payment options with any of the lenders we work with.
Can I get funded if I've only been in business a few months?
Yes. Giggle funding is available to businesses with as little as 4 months in operation. BankBreezy programs typically require 6+ months, and our lowest-cost tier requires 2+ years.
Still Have Questions?
Send us a message and we'll walk you through the options. We respond within 24 hours.
Is funding available for Canadian businesses?
Yes. Canadian business owners with 6+ months in operation and $10,000+ in monthly revenue can qualify for funding up to $500,000.
What credit score do I need for a business line of credit?
A revolving business line of credit requires a 680+ credit score, 2+ years in business, and $250,000+ in annual sales — stricter requirements than our cash advance programs.